Moving to Florida? Why Updating Your Estate Plan Is Essential for New Residents

Wondering, “Do I need a new will if I move to Florida?” You’re not alone. If you recently relocated—or are planning your move soon—congratulations on starting an exciting new chapter! Whether you’re joining the sunshine lifestyle from New York or another state, there’s more to settling in than enjoying palm trees and ocean breezes.

One of the most important (and often overlooked) steps in the relocation process is updating your estate plan to ensure it complies with Florida law. Many new Floridians assume their out-of-state estate planning documents automatically carry over. While some may still be valid, they often don’t function as intended under Florida’s probate and property laws.

Looking for help now? Contact a Florida estate planning lawyer to ensure your plan protects your family and complies with Florida’s unique laws.

Florida Has Unique Estate Planning Laws

Every state has its own rules for wills, trusts, and medical directives. Although Florida may recognize out-of-state documents, specific provisions can cause delays, challenges, or unintended consequences.

Key differences Florida transplants should be aware of include:

• Execution rules for wills and trusts
  
• Witness and notarization requirements
  
• Homestead property protections and restrictions
  
• Elective share and spousal rights
  
• Rules regarding out-of-state personal representatives (executors)

Florida Homestead Laws Can Dramatically Affect Your Plan

Florida’s homestead laws are among the most protective in the nation—but they also come with strict rules that impact:

• Who inherits your primary residence
  
• Property tax exemptions
  
• Asset protection and creditor protection
  
• Limitations on transferring your primary home if married or with minor children
  

If you own (or plan to purchase) a Florida home, your existing estate plan may not comply with homestead rules, and failing to adjust it can create significant issues for your loved ones.

Out-of-State Executors May Not Qualify in Florida

Florida law restricts who can serve as a personal representative (executor). In many cases, your chosen executor from another state—such as a family member in New York—may not be eligible unless they meet specific criteria.

Updating your plan ensures:

• You appoint legally qualified fiduciaries
  
• There are no delays or court complications
  

Advance Directives & Healthcare Documents Should Be Updated

Florida’s medical directive laws differ from those in other states. To avoid confusion during emergency situations, update:

• Healthcare Surrogate Designation
  
• Living Will
  
• HIPAA Authorization
  

Florida hospitals and physicians are most familiar with Florida-specific forms, which ensure quick recognition and compliance.

Trusts Often Need Review or Amendments

If you have an existing revocable living trust, it may need changes to reflect:

• Florida homestead protections
  
• Florida trustee or successor trustee qualifications
  
• Florida trust administration laws and tax considerations
  

A Florida-based estate planning attorney can help ensure your trust maintains its intended protections and benefits.

Take Advantage of Florida Tax Benefits

Florida offers tremendous financial advantages for residents, including:

• No state income tax
  
• Generous asset protection laws
  
• Favorable tax treatment for certain trusts and estates
  

An updated estate plan can help maximize these benefits.

Thinking About Making Florida Your Permanent Home?

Whether you’ve just arrived or are planning ahead, updating your estate plan is a smart and proactive step to protect your family and assets.

At Bucelo Diaz Law, we help new Florida residents create or update:

• Wills & Revocable Trusts
  
• Homestead Planning
  
• Advance Directives & Healthcare Documents
  
• Asset Protection Strategies
  
• Business Succession Planning
  

Schedule a Florida Estate Planning Review

If you’re relocating from New York (or any other state), our team is here to help you transition your estate plan with confidence. Contact us today for a personalized consultation.

Bucelo Diaz Law PLLC
Estate Planning & Probate Attorneys
Our Weston office is at 2645 Executive Park Dr Suite 643, Weston, FL 33331.

Our Ocala office is at 35 SE 1st Ave 2nd Floor, Ocala, FL 34471.